Clear Sky Financial Education
The Clear Sky education program works with The Roadmap to Wealth Program. Courses are designed to provide students with hands-on experience, real-life case studies and direct access to the knowledge of the CSF managing partners.
To succeed in real estate, you have to be knowledgeable about real estate investing. Education is the first component of the Roadmap to Wealth. It does not matter if you are a Survivor, Planner or Thriver, you must be educated to succeed. The Clear Sky Financial Education Program was established to provide a curriculum of training courses designed to provide novice to expert level real estate investment training. Developed and taught by industry leaders, these courses feature hands on exercises and case studies that allow you to learn while in a real-world environment.
Survivor Investor Profile
Strategic Goal: Earn extra income and learn
Profile Characteristics:
- Use of a cash windfall (inheritance, winnings) or no personal money to invest
- Needs profit for a specific reason (college, home purchase)
- No residual income produced
Courses
Click on each course to get details.
| Fundamentals of Real Estate Investing | Financing Real Estate Deals |
| Distressed Assets I | Wholesaling |
| Fix & Flip Investing |
Planner Investor Profile
Strategic Goal: Grow your small worth and avoid losses
Profile Characteristics:
- Ability to use savings/investments to find real-estate investing
- Planning for financial future/retirement
- Producing little residual income
Courses
Click on each course to get details.
Thriver Investor Profile
Strategic Goal: Turn existing equity into investments that produce maximum income
Profile Characteristics:
- Established business owner or real-estate investor looking to grow residual income
- Producing residual substantive income
- Seeking to generate multi-generational wealth
Courses
Click on each course to get details.
| Buy & Hold Investing II | Real Estate Portfolio Management |
| Discounted Notes/Tax Liens | Commercial Real Estate |
| Distressed Asset II | Managing Funds |
Course Schedule (Overview)
Course Descriptions – Survivor
- Distressed Assets I
Course Title: Distressed Assets I
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Intermediate
Course Description:
Acquiring distressed assets are essential to a real investor’s success. In this course you will learn the basics of how and where to find distressed assets.Course Objectives:
In this course you will:
- Learn where to find distressed assets
- Develop “dig leads” in your community
- Turn Foreclosures into leads
- Learn how to buy at Foreclosure auctions
Key Takeaways:
- Call/email scripts
- Tracking Sheets
- In-depth Property valuation worksheets
- Financing Real Estate Deals
Course Title: Financing Real Estate Deals
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Novice
Course Description:
In this course you will learn the fundamentals of fix and flip investingCourse Objectives:
Review and Analyze several of the most popular methods to Finance Real Estate Deals
- Cash Money
- Private Money
- Hard Money
- Home Equity Lines of Credit (HELOC)
- Soft Money
- 203k Loans
- Traditional Loans
- Self Directed IRAs
- Fix and Flip Investing I
Course Title: Fix & Flip Investing
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Novice
Course Description:
In this course you will learn the fundamentals of fix and flip investingCourse Objectives:
- Understand how fix and flip investing can be used to complement a real estate investment strategy
- Explore how to identify, purchase, rehab and sell real estate properties
- Explore techniques to uncover Distressed Assets
- Analyze actual real estate deals costs to determine whether to invest
- Learn how to avoid mistakes when fix and flipping
- Determine how to select rehab contractors for specific real estate deals
- Explore the Common Key Terms to know in Fix and Flip Investing
- Fundamentals of Real Estate Investing
Course Title: Fundamentals of Real Estate Investing
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: None
Investment Experience: None
Course Description:
In this course you will learn the fundamentals of real estate investing.Course Objectives:
- Discover the Key Reasons to Invest in Real Estate
- Assess your Financial Profile and How it Fits in the Roadmap to Wealth
- Identify the Steps to Getting Started in Real Estate Investing
- Explain How “the Numbers” can be used to Assess Real Estate Deals
- Prepare a Personalized Real Estate Investing Strategy
- Wholesaling
Course Title: Wholesaling
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fix & Flip Investing
Investment Experience: Novice
Course Description:
In this course you will learn the fundamentals of fix and flip investingCourse Objectives:
- Understand how wholesaling can be used to complement a real estate investment strategy
- Make sense of Wholesale Investing
- Explore how wholesale deals work
- Breakdown how wholesalers make money
- Examine the common mistakes that wholesalers make
- Analyze actual wholesale deals to determine whether to invest
- Explore strategies for generating wholesale leads
- Explore the Common Key Terms to know in Wholesaling Investing
Course Descriptions – Planner
- Buy and Hold Investing I
Course Title: Buy and Hold Investing I
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Intermediate
Course Description:
Real Estate Investors who are looking to grow their portfolios need to consider holding properties in their portfolio. In this course, you will learn if Buy and Hold should be considered for your investment strategy.Course Objectives:
- What Is Buy and Hold Real Estate?
- Typical Real Estate Investing Strategies (Short Term, Long Term, Intermittent)
- The Advantages That Come With a Buy and Hold Real Estate Investment Strategy
- Benefits of a buy-and-hold real estate investment strategy
- Drawbacks of buy-and-hold real estate
- Types of buy-and-hold properties
- Assessing your Financial Profile
- Honing in on your Target Market
- How to finance buy-and-hold real estate
- Financing Buy and Hold Deals (Private Money, Soft Money, Self Directed IRAs)
- Buy and Hold Property Management
- When should you sell a buy-and-hold investment?
- Understanding which structure to use for your business: LLCs, LPs, Sole Proprietorships
- Pros & Cons Of A Passive Buy And Hold Strategy
Key Takeaways:
- Buy and Hold Investment Strategy
- Portfolio Performance templates
- Portfolio Performance templates
- Key Portfolio Performance indicators
- Distressed Assets II
Course Title: Distressed Assets II
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Distressed Assets I
Investment Experience: Intermediate
Course Description:
Acquiring distressed assets are essential to a real investor’s success. In this course you will learn the basics of how and where to find distressed assets. This course is a continuation of the Distressed Assets I course. It picks up with additional unconventional methods to identify and acquire distressed assets. If you want to up your distressed asset inventory, this course is a must.Course Objectives:
In this course you will Learning where to find distressed assets
- Developing “dig leads” in your community
- Turning Foreclosures into leads
- Buying at Foreclosure auctions
Key Takeaways:
- Call/email scripts
- Tracking Sheets
- In-depth Property valuation worksheets
- Fix and Flip Investing II
Course Title: Fix & Flip Investing II
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fix & Flip Investing II
Investment Experience: Intermediate
Course Description:
In this course you will learn the fundamentals of fix and flip investingCourse Objectives:
- Understand how fix and flip investing can be used to complement a real estate investment strategy
- Explore how to identify, purchase, rehab and sell real estate properties
- Explore techniques to uncover Distressed Assets
- Analyze actual real estate deals costs to determine whether to invest
- Learn how to avoid mistakes when fix and flipping
- Determine how to select rehab contractors for specific real estate deals
- Explore the Common Key Terms to know in Fix and Flip Investing
Key Takeaways:
- Contractor Checklist
- Rehab Estimator
- Bid form templates
Course Descriptions – Thriver
- Buy and Hold Investing II
Course Title: Buy and Hold Investing II
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Buy and Hold Investing I
Investment Experience: Intermediate
Course Description:
You have decided to buy and hold real estate in your portfolio. In this course, you will explore the long term strategy of your Buy and Hold portfolio including aspects that effect the performance of your investment portfolio.Course Objectives:
In this course you will learn how and where to find distressed assets.
- What Is Buy and Hold Real Estate?
- Typical Real Estate Investing Strategies (Short Term, Long Term, Intermittent)
- The Advantages That Come With a Buy and Hold Real Estate Investment Strategy
- Benefits of a buy-and-hold real estate investment strategy
- Drawbacks of buy-and-hold real estate
- Types of buy-and-hold properties
- Assessing your Financial Profile
- Honing in on your Target Market
- How to finance buy-and-hold real estate
- Financing Buy and Hold Deals (Private Money, Soft Money, Self Directed IRAs)
- Buy and Hold Property Management
- When should you sell a buy-and-hold investment?
- Understanding which structure to use for your business: LLCs, LPs, Sole Proprietorships
- Pros & Cons Of A Passive Buy And Hold Strategy
Key Takeaways:
- Key Portfolio Performance indicators
- Commercial Real Estate
Course Title: Commercial Real Estate
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Expert
Course Description:
Have you ever wanted to invest in commercial real estate but wasn’t sure how or where to start? This course will help you make the decision on ow and what commercial real estate should be added to your investment portfolio.Course Objectives:
- Why Invest in Commercial Real Estate
- Defining your Commercial real estate profile
- Commercial Real Estate Investing Mistakes To Avoid
- The commercial real estate acquisition process
- How Do I Know If I’m Ready For A Career In Commercial Real Estate Investing?
- Determine if Commercial Property Investing is the Right Strategy for You
- Understand Commercial Property Financing
- Know How To Read a Commercial Rental Property Proforma
- Understand the Triple Net Lease
- Determine if Investor Assistance or Asset Management is Needed
- Different asset classes and which ones individual investors target and why.
Key Takeaways:
- Deep Dive Analysis
- Case Studies
- Discounted Notes and Tax Liens
Course Title: Discounted Notes and Tax Liens
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Expert
Course Description:
In this course you will learn how and where to find discounted notes and tax liens.Course Objectives:
- What is a Tax Lien
- How and Where to Buy
- Determining Tax Lien Value (Valuation of a Tax Lien)
- Advertised Interest Return vs Actual Return
- Redemption Process
- Wholesaling Tax Liens
- Foreclosing on a Tax Lien
- Non-performing to performing loans strategies
Key Takeaways:
- Deep Dive Analysis
- Case Studies
- Managing Funds
Course Title: Managing Funds
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Expert
Course Description:
In this course you will learn how to manage funds associated with real estate investing.Course Objectives:
- What is a Tax Lien
- How and Where to Buy
- Determining Tax Lien Value (Valuation of a Tax Lien)
- Advertised Interest Return vs Actual Return
Key Takeaways:
- Deep Dive Analysis
- Case Studies
- Real Estate Portfolio Management
Course Title: Real Estate Portfolio Management
Course Duration: 1 Day
Course Delivery Method(s): Online, Instructor-led
Prerequisite: Fundamentals of Real Estate Investing
Investment Experience: Expert
Course Description:
In this course you will learn how to manage your growing real estate investment portfolio.Course Objectives:
- How and when to acquire new assets
- Essentials of managing your real estate portfolio (Asset allocation, Risk management, Transactions)
- When to grow your portfolio
- Understanding Real estate investment trusts (REIT)
- Investment Selection Strategies
- Your roles as a Real Estate Portfolio Managers CEOs
- Self-management vs third party management
- Predictable Income with Short Term Notes
- What Should We Pay Ourselves From Our Rentals?
Key Takeaways:
- Deep Dive Analysis
- Case Studies